Pricing
FERSCalc is free for federal employees because it was built to fill a gap: there was not a thorough and complete free offering for this kind of retirement planning. This page exists to say that plainly.
Current Access
The current planning workflow is open to use today. There is no checkout step, no trial clock, and no account setup requirement.
Today
$0
Free By Intent
The point of this page is not to suggest a paid tier is around the corner. The point is to make the current posture clear: FERSCalc is meant to be a genuinely free tool for federal employees.
Why this page exists
Public trust does not only come from modeling assumptions and documentation. It also comes from being precise about whether the product is free, whether that is intentional, and whether users should expect an upsell later.
This page is here so a new visitor can answer a simple question without hedging: what does this cost today, and is there a current plan to start charging? The current answer is $0 and no.
Common Questions
The full current planning workflow is available today, including retirement-date comparison, results tabs, exports, and shareable scenario links.
No. The calculator runs in your browser and does not require an account to start using it.
No. The intent is to keep FERSCalc free for federal employees, not to hint at a near-term subscription or paid rollout. If that ever changes for sustainability reasons, it should be communicated only when it is real.
If you want to evaluate retirement timing, understand projected household cash flow, and see whether the workflow is useful to you, the answer is straightforward: open the calculator and use it. There is no current plan you need to race against.
