Pricing

Free to use, and intended to stay that way.

FERSCalc is free for federal employees because a thorough, complete free option for this kind of retirement planning was missing.

Current Access

Free to use

The current planning workflow is open to use today. There is no checkout step, no trial clock, and no account setup requirement.

Today

Full calculator access
No account required
Scenario links, exports, and printable reports included
Updates to the current planning workflow included

Open Calculator How It Works

Free By Intent

Not a hidden subscription page

FERSCalc is meant to be a genuinely free tool for federal employees, not a paid tier in disguise.

Free today, with no paid tier, no checkout, and no account.
No current plan to start charging.
If that ever needed to change, it would be communicated plainly first.

Common Questions

What does free include today?

The full current planning workflow is available today, including retirement-date comparison, results tabs, exports, and shareable scenario links.

Do I need an account or payment information?

No. The calculator runs in your browser and does not require an account to start using it.

Is FERSCalc expected to start charging soon?

No. The intent is to keep FERSCalc free for federal employees. If that ever needed to change, it would be communicated plainly first.

Use FERSCalc because it is useful, not because of a pricing clock.

If you want to evaluate retirement timing or projected household cash flow, the answer is straightforward: open the calculator. There is no clock to race against.

Open Calculator Support & Feedback